[email protected]
www.penticton-real-estate.net 


Mortgage Rates


5 Year Fixed    4.35%
 
10 Year Fixed   5.85%
 
3 Year Variable Open   4.00%
 
6 Year Variable Flexible  
1.75% for first three months, 3.625% after
 
Provided by BMO Financial Group
 
Last Updated
17 March 2004



Mortgage Specials


BMO Financial Group presents

100% Financing Program

Client Criteria:

  • Good job stability
  • Satisfactory credit reporting
  • Ability to debt service the mortgage
  • Funds availble to cover closing costs and depoist on offer

BMO will provide 5% cashback to represent minimum downpayment!

Call Wayne or go to www.okanaganmortgages.ca

for more information

Let me help you calculate an affordable mortgage!

Just fill in the blanks.  My mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To e-mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Go further down to complete the blanks which will allow to you compare Buying vs Renting.   I think that you will be pleasantly surprised.  In many cases you can carry a mortgage with very little difference from what you are now paying in rent.  Invest in your future. 

Call me today to discuss the benefits of ownership.  Wayne Schafer - 1.800.652-6246                                                                                         [email protected]

 
* indicates a required field.
 
Step 1 - Property Information
* Cost of Home:  $
Condo Fees:  $
* Annual Insurance:  $
* Annual Property Tax:  $
0.43%of Cost   1.2%of Cost


Step 2 - Mortgage Information
* Down Payment:  $
* Term In Years: 
* Interest Rate:     %  


Step 3 - Other Information
* Monthly Income Before Taxes:  $
  Gross Debt Service Ratio (GDS): 
* Monthly Debt:  $
  Total Debt Service Ratio (TDS): 


Step 4 - Calculate Detailed Analysis
           Receive this Detailed Analysis

Mortgage   Qualification   Affordability   Rent vs Buy    

Your Monthly Payments
 
Loan Amount:    
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Total PITI Payment:  
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 



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Website Updated: March 19, 2004   ©2004 www.penticton-real-estate.net